Transfer of Equity

Arranging the transfer of equity on a property needn’t be difficult. We have supported many clients over the years with the process. Whether a transfer of equity is required through a break-up or property being gifted, we can help.


What is Transfer of Equity?

Transfer of equity is the process in which the owner of a property wants to add or remove a person from the register of the property, or when the equity in a property increases or decreases.


The common reasons for a transfer of equity include:

  • A couple has split up.
  • A marriage has ended.
  • A single person wishes to add their partner to their titled deed.
  • The property is being gifted.
  • Transfer of the property between family members.
  • Court order.


The typical steps of an equity transfer

The transfer of equity must begin with everyone’s permission. We’ll begin by gaining authorisation from the mortgage lender.

This will be completed through a Deed of Transfer document. All the parties involved in the equity transfer will then acknowledge and sign the document. It can be a sensitive situation, but we’re adaptable, our solicitors are happy to liaise effectively between everybody.

When this has been completed, the property will be valued. Once the valuation has been completed, the title investigated, the Deed of Transfer signed, and potentially a re-mortgage being completed, the final stage can be completed. This is to register the change of ownership at the Land Registry.


We can assist you

We’ve worked many clients and allowed them to arrange the transfer of equity for their property with great ease. Our conveyancing and residential property experts here at Middletons Solicitors are very experienced with the course.


Equity transfers can be completed quickly with minimal stress, so let our team help you. Get in touch with us today.


Alison Brockman Partner Head of Residential Property Warminster

Alison Brockman
Partner – Head of Residential Property

Please Contact

01264 810910

Joanne Ayrton Solicitor Warminster

Joanne Ayrton
Chartered Legal Executive

Please Contact

01985 214444

Middletons Solicitors have a reputation for excellence with offices based in Warminster, Andover and Stockbridge. With more than 50 years’ experience delivering comprehensive legal services, our team of legal experts provides the highest standard of advice and service.

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