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Help to Buy ISAs now available for first time buyers

30th November 2015 | Buying and Selling a Home

Help to Buy ISAs, which provide first time buyers with a 25% bonus on their savings when buying a home, are now available from banks and building societies. The scheme is designed to help thousands of young people to get on the housing ladder. The government has pledged to add £25 to every £100 you save for a home. The maximum bonus is £3,000, available when your savings in the ISA reach £12,000. There is no minimum investment. You can start with an initial deposit of up to...


Resolve A Dispute With Your Landlord

25th November 2015 | Dispute Resolution

Renting a property is usually hassle free and runs smoothly, providing both you and your landlord adhere to your responsibilities and honour the terms of your tenancy agreement. However, sometimes things don’t work out well and you end up in a dispute with your landlord. When this happens it is important to understand exactly what your rights are and to understand your ongoing responsibilities even when you are in dispute with your landlord. There are many different reasons why...


How the new right to rent checks will affect landlords

23rd November 2015 | Commercial Property

The Home Office has released details of how landlords will be expected to carry out right to rent checks to make sure tenants are entitled to be in the UK. From 1 February 2016, you will be affected if you are a private landlord, have a lodger, are sub-letting a property or are an agent appointed by a landlord to carry out right to rent checks. If you come under any of these categories then you will need to: • Check adult tenants will live in the property as their only or main...


Buying A New Build Off Plan?

20th November 2015 | Buying and Selling a Home

Buying a new build off plan can be one of the most exciting ways to buy a house as you can have real control over how your home looks, but there are some downsides to buying off plan. Here are some of the things you will need to consider before you take the plunge and buy a new build that is currently just a building site. Help to buy has helped to kick start the desire for new build property and this may mean that you fail to consider the risks that may be involved – you will...


Two women deceived in divorce settlements can apply for more

12th November 2015 | Family Matters

Two women who claim their husbands withheld the true extent of their wealth in divorce proceedings have won their appeal to be allowed to reopen their cases and apply for a better settlement. Alison Sharland received £10m in cash and property when she divorced her husband Charles three years ago. At the time she was led to believe that his business, Appsense, was valued at between £31m and £47m. However, reports in the media later suggested that the business was due to be...


Neighbourly Disputes

9th November 2015 | Dispute Resolution

How To Approach Neighbourly Disputes | Middletons Solicitors When you move into a house you are never sure of the type of neighbour you are going to get. Most people get on with their neighbours, but there are times when relations can be strained. This can be for any number of reasons, such as on street parking, boundaries, repairs to shared amenities or problems with noise. Hopefully the issues can be ironed out and you can continue to live in peace with your neighbour. Sometimes though,...


What is Criminal Injuries Compensation?

5th November 2015 | Personal Injury

Criminal Injuries Compensation Explained | Middletons Solicitors  If you are injured as an innocent victim of crime, you have the right to apply for compensation for your injuries. Your injuries can be physical or psychological and the method used to assess compensation is a specific tariff which your case will be mapped against to see what compensation you are entitled to. There are a number of different criteria that need to be met in order to make a claim for criminal injuries...


Lasting Power of Attorney Changes

15th October 2015 | Wills & Probate

Lasting Power of Attorney Changes | Middletons Solicitors Lasting Power of Attorney, also known as LPA, is an important tool. It allows an individual to appoint a person to act on their behalf once they decide that they no longer want the hassle or responsibility of their day to day financial affairs or once they no longer have the capacity to make day to day decisions about their medical care. There are two different types of LPA – the first is Property and Finance and the second...


A Guide to the Divorce Process

7th October 2015 | Family Matters

A Guide To The Divorce Process | Middletons Solicitors Making the decision to end your marriage will never be an easy one, but understanding the divorce process may help you to feel a little more in control of what is happening. This guide will lay out the procedure for you and highlight some of the areas you need to consider. In order to start the divorce process, you must have been married for a least a year and your marriage must have irretrievably broken down. Once you have decided...


A Guide to buying at Auction

17th September 2015 | Buying and Selling a Home

Thanks to the rise in television programmes like ‘Homes under the Hammer’ showing the returns that can be made on property bought at auction, many people are now considering this as an option to get the property they want. There are so many benefits to buying at auction, however it is really important to understand the process so you go into it with your eyes wide open and don’t expose yourself to potential legal issues or monetary sanctions. This guide will help you to plan and buy...